Annual premiums for employer-sponsored family health coverage increased to $15,073, up 9 percent from 2010, according to a survey from the Kaiser Family Foundation and the American Hospital Association Health Research & Educational Trust. Premiums increased significantly faster than workers' wages (2.1 percent) and general inflation (3.2 percent).

This year's survey looked at employers' experiences with several already implemented provisions of the 2010 health reform law. For example, the survey estimates that employers added 2.3 million young adults to their parents' family health insurance policies. Other findings include:

  • Premiums for worker-only health coverage increased 8 percent in 2011 to $5,429 annually. On average, workers pay $921 toward this coverage.
  • The share of firms offering health insurance to their workers is 60 percent this year, comparable with the levels in 2009 and previous years.
  • Covered workers facing copayments for in-network physician office visits on average pay $22 for primary care and $32 for specialty care.
  • Among firms with 200 or more workers, 26 percent offer retiree health benefits in 2011, down from 32 percent in 2007.

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